CORESHIELD · CONSTRUCTION
Build a stronger protection plan.
Connect your projects, contracts, equipment, and workforce to the coverages worth discussing before work begins.
Talk with CoreShield (844) 504-CORE- 01Tell us about your work
Start with your role and activities.
- 02Explore what fits
See the reason behind each suggestion.
- 03Bring it together
One shortlist. One initial request.
START WITH YOUR SITUATION
What does your work involve?
Choose your role, then select the activities or priorities that apply.
Start with your employer benefits. Review personal health, life, and disability needs, and any professional work outside your employer’s protection.
EXPLORE & UNDERSTAND
Coverage worth a closer look.
These are starting points for a conversation. Your activities, existing insurance, and policy terms determine what is appropriate.
Business protection
Commercial auto
Consider liability and physical damage protection for vehicles used in business.
What to consider
- Who may want to explore it
- Businesses that own, lease, or regularly use vehicles.
- Points to review
- Personal auto, hired vehicles, and employee-owned vehicles require distinct consideration.
- Useful to have ready
- Vehicles, drivers, operating radius, vehicle use, and driving history.
Business protection
Workers’ compensation & occupational coverage
Review workplace injury coverage and related employer liability considerations.
What to consider
- Who may want to explore it
- Businesses with employees or specific occupational exposures.
- Points to review
- State rules, duties, employee or contractor status, owner elections, and any maritime exposures. Requirements vary.
- Useful to have ready
- Payroll by job, work locations, employee count, and loss history.
Business protection
Employment practices liability
Consider coverage for certain employment-related allegations against your organization.
What to consider
- Who may want to explore it
- Employers reviewing hiring, termination, harassment, or discrimination exposures.
- Points to review
- Wage-and-hour treatment, defense costs, exclusions, and retention amounts vary.
- Useful to have ready
- Employee count, HR practices, turnover, and employment claims.
Employee benefits
Group health
Explore medical benefit options for your employees and their families.
What to consider
- Who may want to explore it
- Employers designing a new medical plan or reviewing an existing program.
- Points to review
- Networks, contributions, eligibility, funding, and renewal terms shape the program.
- Useful to have ready
- Employee census, locations, current plan, renewal date, and contribution approach.
Employee benefits
Group life & AD&D
Explore employer-sponsored life and accidental death and dismemberment benefits.
What to consider
- Who may want to explore it
- Employers supporting employees and the people who depend on them.
- Points to review
- Benefit amounts, eligibility, portability, and evidence of insurability vary.
- Useful to have ready
- Employee census, salary information, benefit design, and current plan.
Employee benefits
Group disability benefits
Review short- and long-term disability options for employee income protection.
What to consider
- Who may want to explore it
- Employers considering support during an eligible period of disability.
- Points to review
- Definitions, benefit duration, waiting periods, and offsets require comparison.
- Useful to have ready
- Employee census, occupations, salaries, leave policies, and current coverage.
Personal protection
Personal disability income
Review income protection if illness or injury prevents you from working.
What to consider
- Who may want to explore it
- People who depend on earned income to meet ongoing obligations.
- Points to review
- Occupation definition, waiting period, benefit period, exclusions, and any employer benefits.
- Useful to have ready
- Occupation, income, current benefits, monthly obligations, and desired benefit period.
Personal protection
Term life
Explore life insurance for a defined period of family or financial responsibility.
What to consider
- Who may want to explore it
- People seeking protection during working years, a mortgage, or dependents’ needs.
- Points to review
- Term length, conversion rights, underwriting, and future renewal costs matter.
- Useful to have ready
- Coverage objectives, existing policies, financial obligations, and desired term.
Personal protection
Individual & family health
Explore medical coverage options for yourself or your household.
What to consider
- Who may want to explore it
- People reviewing individual coverage or a change in employer coverage.
- Points to review
- Enrollment eligibility, networks, drug formularies, and out-of-pocket costs matter.
- Useful to have ready
- ZIP code, household details, current coverage, and doctors or medications to review.
Business protection
General liability
Explore protection for certain third-party injury, property damage, and advertising injury claims.
What to consider
- Who may want to explore it
- Businesses that interact with customers, visitors, or other organizations.
- Points to review
- Employee injuries, professional errors, and cyber incidents call for separate consideration.
- Useful to have ready
- Business activities, revenue, contracts, and prior claims.
Business protection
Inland marine
Explore protection for tools, equipment, or other movable business property.
What to consider
- Who may want to explore it
- Businesses with property in transit, at jobsites, or away from a fixed location.
- Points to review
- The covered property, territorial limits, valuation, and transit terms vary.
- Useful to have ready
- Equipment schedules, values, storage, and transit details.
Business protection
Builder’s risk
Review property protection for an eligible construction or renovation project.
What to consider
- Who may want to explore it
- Owners, developers, and contractors with property under construction.
- Points to review
- Project term, completed work, testing, transit, and weather exposures need review.
- Useful to have ready
- Project value, plans, location, schedule, and contractor details.
Business protection
Project wrap-up programs
Discuss coordinated liability programs for qualifying construction projects.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- OCIP or CCIP enrollment, exclusions, completed operations, and uninsured participants.
- Useful to have ready
- Project value, schedule, participants, and contract requirements.
Business protection
Design professional liability
Discuss claims alleging errors in architectural, engineering, or design services.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Professional scope, retroactive date, contractual liability, and defense costs.
- Useful to have ready
- Design disciplines, project types, contract terms, and claims history.
Business protection
Subcontractor default
Explore protection against specified losses from a subcontractor’s failure to perform.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Qualification standards, retention, exclusions, and alternatives to surety bonds.
- Useful to have ready
- Project pipeline, subcontractor screening, and contract values.
Business protection
Surety bonds
Explore bonds connected to contracts, licenses, permits, and other obligations.
What to consider
- Who may want to explore it
- Businesses required to provide a bond to a customer or public authority.
- Points to review
- Bond obligations, indemnity, financial qualifications, and contract terms. A surety bond is not a liability insurance policy.
- Useful to have ready
- Required bond wording, amount, deadline, financials, and contract details.
Business protection
Contractors pollution liability
Explore pollution liability arising from contracting operations.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Covered work, cleanup, mold, transportation, and gradual pollution wording.
- Useful to have ready
- Job types, substances handled, subcontractors, and cleanup responsibilities.
No options match these filters.
Broaden the view to see the options available for your role.
Ask Colby
I’m Colby. How can I help you understand your coverage options?
PREPARE FOR A USEFUL CONVERSATION
Turn the details into a clearer plan.
Have these details ready
Project types, values, schedule, subcontractors, payroll, and contract insurance requirements.
A distinction that matters
Bonds, builder’s risk, liability, and wrap-ups serve different purposes and need coordination.
Insurance Program Design
Discuss how limits, terms, and policies work together.
Risk Control & Loss Prevention
Explore steps to reduce the likelihood or impact of losses.
Business Continuity Planning
Consider how your business would respond to an interruption.
Benefits Strategy & Plan Design
Connect workforce needs, business objectives, and benefit design.
