CORESHIELD · MARINE
A coordinated view of risks on water and land.
Explore vessel, cargo, waterfront, and maritime employment exposures around the work you perform.
Talk with CoreShield (844) 504-CORE- 01Tell us about your work
Start with your role and activities.
- 02Explore what fits
See the reason behind each suggestion.
- 03Bring it together
One shortlist. One initial request.
START WITH YOUR SITUATION
What does your work involve?
Choose your role, then select the activities or priorities that apply.
Start with your employer benefits. Review personal health, life, and disability needs, and any professional work outside your employer’s protection.
EXPLORE & UNDERSTAND
Coverage worth a closer look.
These are starting points for a conversation. Your activities, existing insurance, and policy terms determine what is appropriate.
Business protection
Workers’ compensation & occupational coverage
Review workplace injury coverage and related employer liability considerations.
What to consider
- Who may want to explore it
- Businesses with employees or specific occupational exposures.
- Points to review
- State rules, duties, employee or contractor status, owner elections, and any maritime exposures. Requirements vary.
- Useful to have ready
- Payroll by job, work locations, employee count, and loss history.
Business protection
Employment practices liability
Consider coverage for certain employment-related allegations against your organization.
What to consider
- Who may want to explore it
- Employers reviewing hiring, termination, harassment, or discrimination exposures.
- Points to review
- Wage-and-hour treatment, defense costs, exclusions, and retention amounts vary.
- Useful to have ready
- Employee count, HR practices, turnover, and employment claims.
Employee benefits
Group health
Explore medical benefit options for your employees and their families.
What to consider
- Who may want to explore it
- Employers designing a new medical plan or reviewing an existing program.
- Points to review
- Networks, contributions, eligibility, funding, and renewal terms shape the program.
- Useful to have ready
- Employee census, locations, current plan, renewal date, and contribution approach.
Employee benefits
Group life & AD&D
Explore employer-sponsored life and accidental death and dismemberment benefits.
What to consider
- Who may want to explore it
- Employers supporting employees and the people who depend on them.
- Points to review
- Benefit amounts, eligibility, portability, and evidence of insurability vary.
- Useful to have ready
- Employee census, salary information, benefit design, and current plan.
Employee benefits
Group disability benefits
Review short- and long-term disability options for employee income protection.
What to consider
- Who may want to explore it
- Employers considering support during an eligible period of disability.
- Points to review
- Definitions, benefit duration, waiting periods, and offsets require comparison.
- Useful to have ready
- Employee census, occupations, salaries, leave policies, and current coverage.
Personal protection
Personal disability income
Review income protection if illness or injury prevents you from working.
What to consider
- Who may want to explore it
- People who depend on earned income to meet ongoing obligations.
- Points to review
- Occupation definition, waiting period, benefit period, exclusions, and any employer benefits.
- Useful to have ready
- Occupation, income, current benefits, monthly obligations, and desired benefit period.
Personal protection
Term life
Explore life insurance for a defined period of family or financial responsibility.
What to consider
- Who may want to explore it
- People seeking protection during working years, a mortgage, or dependents’ needs.
- Points to review
- Term length, conversion rights, underwriting, and future renewal costs matter.
- Useful to have ready
- Coverage objectives, existing policies, financial obligations, and desired term.
Personal protection
Individual & family health
Explore medical coverage options for yourself or your household.
What to consider
- Who may want to explore it
- People reviewing individual coverage or a change in employer coverage.
- Points to review
- Enrollment eligibility, networks, drug formularies, and out-of-pocket costs matter.
- Useful to have ready
- ZIP code, household details, current coverage, and doctors or medications to review.
Business protection
Environmental & pollution liability
Explore certain pollution-related cleanup, injury, and property damage exposures.
What to consider
- Who may want to explore it
- Businesses with premises, operations, or projects that create environmental risk.
- Points to review
- Covered pollutants, sites, transportation, and historical conditions need specific review.
- Useful to have ready
- Operations, site history, materials, locations, and environmental reports.
Business protection
Cargo in transit
Review physical loss or damage exposures while goods travel or await shipment.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Valuation, transit terms, storage, temperature conditions, and carrier liability.
- Useful to have ready
- Goods, routes, shipping terms, values, and storage arrangements.
Business protection
Vessel hull & machinery
Discuss physical damage to commercial vessels and their machinery.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Navigation limits, valuation, machinery conditions, and lay-up terms.
- Useful to have ready
- Vessel schedule, surveys, use, waters, and maintenance.
Business protection
Marine protection & indemnity
Explore liabilities arising from commercial vessel operations.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Crew, passengers, collision liabilities, pollution, and contractual assumptions.
- Useful to have ready
- Vessel use, crew, routes, passenger operations, and contracts.
Business protection
Marine operations liability
Review liability arising from shipyards, marinas, and marine services.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Repair work, customer vessels, waterfront premises, and completed operations.
- Useful to have ready
- Services, vessels handled, maximum values, and contracts.
Business protection
Longshore & harbor workers
Review work-injury coverage for qualifying maritime employment.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Duties, worksite, and worker status determine which compensation regime may apply.
- Useful to have ready
- Job duties, waterfront locations, payroll, and subcontractors.
Business protection
Maritime employers liability
Discuss employers liability exposures involving maritime workers.
What to consider
- Who may want to explore it
- Review this option if the activities described apply to you.
- Points to review
- Worker status and duties need specialist review; ordinary workers compensation may differ.
- Useful to have ready
- Crew arrangements, vessel use, duties, and operating waters.
No options match these filters.
Broaden the view to see the options available for your role.
Ask Colby
I’m Colby. How can I help you understand your coverage options?
PREPARE FOR A USEFUL CONVERSATION
Turn the details into a clearer plan.
Have these details ready
Vessels, operating waters, crew duties, cargo values, surveys, and contracts.
A distinction that matters
Hull, P&I, cargo, and maritime work-injury programs are different; worker classification matters.
Insurance Program Design
Discuss how limits, terms, and policies work together.
Risk Control & Loss Prevention
Explore steps to reduce the likelihood or impact of losses.
Business Continuity Planning
Consider how your business would respond to an interruption.
Benefits Strategy & Plan Design
Connect workforce needs, business objectives, and benefit design.
