Business Services

Total Cost of Risk

See more than the premium.

Bring insurance spending, retained losses, and risk-management costs into the same picture.

Talk with CoreShield · (844) 504-CORE
  1. 01
    Choose your priorities

    Start with what you want to explore.

  2. 02
    Understand your options

    See what each service can address.

  3. 03
    Start one conversation

    Bring your selected services together.

Total Cost of Risk

Frame your cost review

A broader cost view helps frame the trade-offs between insurance, retained risk, and prevention.

Select the topics you want to include. Nothing is selected for you.

Choose a topic to build your discussion agenda.

OPTIONAL WORKSHEET

Build an annual cost picture.

Use the same annual period for every amount. Leave unknown amounts blank; enter 0 only when a category has no cost.

Exclude insurer-paid losses. Include each cost once; exclude fees already included in premiums from the other categories.

Enter amounts to see your working estimate.

Amounts stay on this page and are excluded from your request.

Have these details ready

Amounts from the same annual period, with costs assigned to one category only.

A useful distinction

This worksheet is a simple planning estimate. It does not model future losses, capital costs, coverage adequacy, or achievable savings.

EXPLORE & COMPARE

See how the services fit together.

Explore the purpose of each service. Add only the services you want to discuss.

Choose up to three services to compare

Annual Insurance Review

Bring your policies, business changes, and renewal priorities into one conversation.

What it helps you doA periodic review considers your current insurance alongside your operations, values, and responsibilities.
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Business Continuity Planning

Identify the operations, people, systems, and suppliers that matter to recovery.

What it helps you doContinuity planning connects essential work with recovery priorities, responsibilities, and practical alternatives.
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Claims Advocacy

Organize the questions, documents, and communication needed to discuss claims support.

What it helps you doClaims advocacy can help coordinate the discussion with the parties handling a claim.
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Data, Analytics & Benchmarking

Choose the decisions you want your insurance and claims data to support.

What it helps you doConsistent data can make trends, costs, and differences between insurance arrangements easier to understand.
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Insurance Program Design

Explore how coverage, limits, deductibles, and responsibilities work together.

What it helps you doProgram design considers which risks to insure, what your business retains, and how different policies interact.
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Risk Control & Loss Prevention

Choose the operations and prevention activities you want to review.

What it helps you doRisk control considers hazards, preventive measures, ownership, and follow-through.
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Total Cost of Risk

Bring insurance spending, retained losses, and risk-management costs into the same picture.

What it helps you doA broader cost view helps frame the trade-offs between insurance, retained risk, and prevention.
Explore this service
These tools organize a conversation. CoreShield will confirm the scope and availability of any service. A service request does not report a claim or establish coverage.