CoreShield

Employee Benefits

Employee Benefits

Employee benefits help organizations attract, retain, and care for their people. CoreShield helps employers coordinate health, life, disability, retirement, and voluntary benefit choices, balancing workforce needs with financial priorities and clear communication so the overall program reflects the company's goals, resources, and culture.

Choose a coverage

Or call (844) 504-CORE to speak with an adviser.

Why benefits matter to people

See how a benefits conversation connects employees' responsibilities at home with the business's goals, budget, and plans for its workforce.

EMPLOYER BENEFITS CENTER

A benefits program built around your people.

Explore core and supplemental benefits, identify your priorities, and prepare for a productive conversation about your next program.

Talk with CoreShield (844) 504-CORE

YOUR NEXT STEP STARTS HERE

  1. 01
    Explore your optionsStart with a need or browse by coverage.
  2. 02
    Build your shortlistReview the details that matter to you.
  3. 03
    Move forwardStart a quote request or talk with us.

START WITH WHAT MATTERS

Where would you like to focus?

Select any that apply to see relevant options. You can explore the full directory at any time.

EXPLORE & UNDERSTAND

Make informed choices.

7 options

Core benefits

Group health

Explore medical benefit options for your employees and their families.

What to consider
Who may want to explore it
Employers designing a new medical plan or reviewing an existing program.
Points to review
Networks, contributions, eligibility, funding, and renewal terms shape the program.
Useful to have ready
Employee census, locations, current plan, renewal date, and contribution approach.
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Learn about Group health (video section, opens in a new tab)

Core benefits

Dental & vision

Consider routine dental and vision benefits as part of your employee offering.

What to consider
Who may want to explore it
Employers expanding day-to-day care benefits.
Points to review
Network access, waiting periods, allowances, and annual limits vary.
Useful to have ready
Eligible employees, locations, current benefits, and employer contributions.
Explore this coverage (opens in a new tab)
Learn about Dental & vision (video section, opens in a new tab)

Income & family

Group life & AD&D

Explore employer-sponsored life and accidental death and dismemberment benefits.

What to consider
Who may want to explore it
Employers supporting employees and the people who depend on them.
Points to review
Benefit amounts, eligibility, portability, and evidence of insurability vary.
Useful to have ready
Employee census, salary information, benefit design, and current plan.
Explore this coverage (opens in a new tab)
Learn about Group life & AD&D (video section, opens in a new tab)

Income & family

Group disability

Review short- and long-term disability options for employee income protection.

What to consider
Who may want to explore it
Employers considering support during an eligible period of disability.
Points to review
Definitions, benefit duration, waiting periods, and offsets require comparison.
Useful to have ready
Employee census, occupations, salaries, leave policies, and current coverage.
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Learn about Group disability (video section, opens in a new tab)

Additional benefits

Voluntary benefits

Explore employee-elected benefits that can complement a core program.

What to consider
Who may want to explore it
Employers seeking a broader selection without a single uniform benefit design.
Points to review
Supplemental benefits have their own limits and do not replace major medical coverage.
Useful to have ready
Employee needs, existing benefits, enrollment process, and payroll capabilities.
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Learn about Voluntary benefits (video section, opens in a new tab)

Additional benefits

Accident & critical illness

Review supplemental benefits that may pay for specified accidents or illnesses.

What to consider
Who may want to explore it
Employers evaluating additional financial support options for employees.
Points to review
Covered events, payment schedules, exclusions, and eligibility differ by policy.
Useful to have ready
Current medical plan, employee needs, and benefit objectives.
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Learn about Accident & critical illness (video section, opens in a new tab)

Income & family

Group long-term care

Consider care planning options within an employer benefits conversation.

What to consider
Who may want to explore it
Employers exploring long-term care benefits for eligible employees.
Points to review
Availability, underwriting, benefit triggers, inflation options, and portability vary.
Useful to have ready
Eligible population, objectives, existing plans, and contribution approach.
Explore this coverage (opens in a new tab)
Learn about Group long-term care (video section, opens in a new tab)

BEYOND THE POLICY

Connect benefits with ongoing support

Explore a service or resource to learn more and start a conversation.

Benefits Strategy & Plan Design

Connect workforce needs, business objectives, and benefit design.

Alternative Funding Strategies

Explore different approaches to funding eligible benefit programs.

Analytics & Underwriting

Review the information that can inform benefits planning.

Benefits Administration Technology

Explore support for enrollment and benefits administration.

Benefits Compliance

Discuss compliance support needs with appropriately qualified advisers.

Communications & Engagement

Help employees understand and use their benefits.

Employee Advocacy & Support

Explore help for employees navigating their benefits.

Executive Benefits

Discuss benefit planning for executives and key employees.

HR Consulting

Explore support for workforce and human resources priorities.

International Employee Benefits

Review benefits considerations for an international workforce.

PEO Transition Strategy

Consider the benefits implications of leaving a PEO arrangement.

Pharmacy Benefit Consulting

Explore pharmacy costs and benefit design considerations.

Population Health & Wellbeing

Review approaches to employee health and wellbeing.

Retirement Plan Consulting

Discuss retirement plan design and support needs.

Health Savings Accounts (HSAs)

Learn how eligible health savings accounts may fit a benefits program.

Flexible Spending Accounts (FSAs)

Explore flexible spending arrangements and plan rules.

Health Reimbursement Arrangements

Review employer-funded health reimbursement arrangements.

401(k) or Simple IRAs

Explore retirement plan options for your organization.

COBRA Administration

Discuss continuation coverage administration and support.

This tool provides general information and helps organize your interests. Availability, terms, exclusions, eligibility, and underwriting vary. A quote request does not bind coverage. A licensed adviser can help assess your needs.

LOOK AT THE DIFFERENCES

Compare your options.

These coverages address different exposures and may complement one another.

TURN YOUR INTEREST INTO A NEXT STEP

One request. All your selections.

Review your selections, then continue to one combined request. Enter your contact information once and complete the questions for the coverages you need.

Your selected coverages travel together into one request. Nothing is submitted until you complete the form and select Submit quote request.